The Truth About Buying a Home in 2026 — High Rates, Low Savings & Real Solutions

If you’ve been wondering whether 2026 will finally be the year to buy a home, you’re not alone.
Between higher mortgage rates and the challenge of saving for a down payment, many people feel like homeownership is slipping out of reach.

That’s exactly why I sat down with one of my favorite lending partners, Dave Williford, to have a real, no-fluff conversation about what’s really happening in today’s market — and what creative options buyers have right now.

In this 20-minute video, we cover:

-          What’s really driving mortgage rates (and where they’re heading next)

-          Down payment & closing cost programs most people don’t know exist

-          2-1 Buydowns, seller-paid concessions & financing strategies that work

-          How to get mortgage-ready in the next 3–6 months — even if you think you’re not there yet

-          Plus, we share why pending home sales in Georgia are already up 7.2% since the Fed’s September rate cuts — a clear sign that momentum is building again!

Whether you’re thinking about buying your first home or planning your next move, this video will give you the clarity and confidence you need to take that next step.

Watch the full interview here:
https://youtu.be/zmPFq24He3E

And if you’d like to chat about your own situation, I’d love to connect you with Dave for a free mortgage strategy session — no pressure, just real advice to help you prepare for 2026.

Warmly,
Julia De Sosa Rocha
Associate Broker | eXp Realty
Your Trusted Atlanta Real Estate Expert
404-886-0566 | www.buysellluxehome.com

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